Vehicle Loans
Whether you're looking for a new or used car, truck or recreational vehicle, we're ready to make your dreams a reality. ABCU has a proud tradition of offering low loan rates* and affordable repayment terms. We offer a wide variety of vehicle loans, including:
-
New and Used Automobiles
-
New and Used RVs, including campers/travel trailers, motor homes, boats, snowmobiles, motorcycles, and ATVs.
-
Refinancing - available to members who have financed their vehicle at another financial institution.
Start your car search with AutoSmart, where you'll be able to compare NADA, Kelley Blue Book and Black Book pricing for the vehicles of your choice. You'll also be able to check out our preferred dealers.
For a complete list of dealers affiliated with ABCU click here. Go to any of the dealers listed and you can finance your vehicle purchase with ABCU from the dealership!
*Please note that our used car rates match our new car rates giving you an extra savings for your used car purchase.
| Auto Loans |
| Effective Date: 3/1/10 |
| Name | Term | Rate |
| New/Used Auto |
12-36 Months |
As low as 4.74% |
| New/Used Auto |
37-48 Months |
As low as 4.74% |
| New/Used Auto |
49-60 Months |
As low as 4.74% |
| New/Used Auto |
61-72 Months |
As low as 5.49% |
| New/Used Auto |
73-84 Months |
As low as 6.49% |
| New Michigan Built Vehicles |
49-60 Months |
As low as 4.49% |
| Recreational Vehicles |
| Effective Date: 3/1/10 |
| This category includes RVs, Snowmobiles, Motorcycle and ATVs. |
| Name | Term | Rate |
| New/Used RV |
Up to 36 Months |
As low as 6.50% |
| New/Used RV |
37-48 Months |
As low as 6.75% |
| New/Used RV |
49-60 Months |
As low as 7.00% |
| New/Used RV |
61-72 Months |
As low as 7.25% |
| New/Used RV |
73-84 Months |
As low as 7.75% |
| New/Used RV |
85-120 Months |
As low as 7.75% |
| New/Used Motorcycles over 500cc |
12-36 Months |
As low as 4.74% |
| New/Used Motorcycles over 500cc |
37-48 Months |
As low as 4.74% |
| New/Used Motorcycles over 500cc |
49-60 Months |
As low as 4.74% |
| New/Used Motorcycles over 500cc |
61-72 Months |
As low as 5.49% |
| New/Used Motorcycles over 500cc |
73-84 Months |
As low as 6.49% |
USA PATRIOT ACT NOTICE
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents as per the requirements of the U.S.A. Patriot Act.
