Loans
ABCU has a proud tradition of offering low loan rates and affordable repayment terms. We offer a wide variety of consumer loans, including:
- Career Transition Loans: A program designed to help you redirect your career as you pursue more education or a different skill set in the changing job market
- New and Used Automobiles
- New and Used RVs, including: campers/travel trailers, boats, snowmobiles, motorcycles, and ATVs.
- Refinancing - available to members who have financed their vehicle at another financial institution.
- Line of Credit - offers you the benefits of open-end financing with 72 months repayment and access to a line of credit up to $15,000. Revolving credit allows you to borrow for nearly any purpose and is easy to obtain in person, by mail or by phone.
- Share-Secured - these loans use your own share savings as collateral, and have the advantage of a lower rate.
- Mortgages
- Home Equity Loans
Be Sure to Protect Your Investment
Getting the loan is only half of the planning when buying your new vehicle. Do you have a plan for how to pay your loan if you were injured? What if your car is stolen, will your insurance policy pay the remainder of your loan balance?
These are just a couple of questions that can impact your new car purchase. You can answer them and put your mind at ease with credit life and credit disability insurance and/or GAP Advantage. These products offer a peace of mind that your loan won't become a burden when you're facing injury or if your car is totaled. Click Here to find out more about these loan protection products.
USA PATRIOT ACT NOTICE
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents as per the requirements of the U.S.A. Patriot Act.
